Payments & billing

Banks and mainstream gateways usually turn adult businesses away. These specialist processors accept high-risk merchants, handle subscriptions, pay creators and keep chargebacks under control.

38 tools · sorted by rating

CCBill

5.05.0 out of 5 stars
Since 1998

Payment processor and billing platform specialized in high-risk merchants, founded in 1998 in Tempe, Arizona.

Solution

Lets paysites, cams, dating and creator platforms charge in 197 countries, with 30,000+ active merchants, regulated entities in the US, Ireland and the UK, and ACH and SEPA payouts.

Flat rate, no monthly fee; Visa/MC high-risk registration extra ccbill.com

Segpay

5.05.0 out of 5 stars
XMA 2026 winner

Payment processor and IPSP for high-risk merchants, founded in 2005 and based in Florida with an office in Dublin.

Solution

Gives adult sites Payment Institution licenses in the UK and EU, processes over $60M a month and covers crypto, SEPA transfers and Australia; the most awarded IPSP in the industry.

Epoch

4.54.5 out of 5 stars
Since 1996

Payment solutions provider for online merchants specializing in adult content, active since 1996 in California.

Solution

Gives paysites and tubes like Xvideos card processing backed by nearly 30 years of experience, plus a "Find My Purchase" tool that helps consumers identify charges and reduces disputes.

Ethoca

4.54.5 out of 5 stars
Mastercard network

Mastercard's dispute alert network, connecting merchants with about 5,000 issuing banks.

Solution

Sends real-time dispute alerts so merchants can refund before a chargeback; a baseline layer in the industry, built into adult gateways like RocketGate and resold by third parties.

MobiusPay

4.54.5 out of 5 stars
XMA 2026 winner

High-risk payment processor based in St. Petersburg, Florida, with over 2 billion transactions since 2010.

Solution

Offers merchant accounts for adult entertainment and NSFW AI, with 125+ cart integrations, 66 currencies and ACH/SEPA; an industry-award reference in Merchant Services.

Paxum

4.54.5 out of 5 stars
XBIZ 2024 winner

Wallet and bank licensed in Dominica with personal and business accounts, bulk wires and a prepaid card.

Solution

The standard payout method for models, webcam studios and affiliates (ManyVids, CAM4, JuicyAds), with local transfers in 50+ countries; wires cost up to $50.

Vendo

4.54.5 out of 5 stars
XMA 2026 winner

PSP for e-commerce, content platforms and high-risk industries with network tokenization and AI fraud protection.

Solution

Helps adult platforms lift approval rates with Network Tokens and revenue optimization, and collect through local methods like PIX, OXXO and Pay by Bank; PCI Level 1.

Verifi

4.54.5 out of 5 stars
Visa solution

Visa's dispute prevention and management solution (Prevent, Resolve, Recover), founded in 2005 in Los Angeles.

Solution

Its CDRN and RDR alert networks let adult merchants resolve disputes before they become chargebacks; built into industry gateways like RocketGate.

CentroBill

4.04.0 out of 5 stars

Payment infrastructure with orchestration, direct acquiring in 5 regions, recurring billing and chargeback defense.

Solution

Reduces declines on adult sites with Smart Routing, Network Tokenization and Rebill Optimizer; claims 13% to 26% fewer declines in cases like Brazzers or MyDirtyHobby. 100+ currencies, PCI DSS L1.

ChargebackHelp

4.04.0 out of 5 stars
XMA 2025 nominee

Dispute management platform founded by former merchants, with Deflect, Resolve, Recover and VAMP Toolkit modules.

Solution

Combines real-time alerts across all networks, Compelling Evidence 3.0 and representment so high-risk businesses can lower their chargeback ratio; present on the XBIZ circuit.

Cosmo Payment

4.04.0 out of 5 stars

Global payments provider with accounts, virtual and physical debit cards, and instant bulk payouts.

Solution

Alternative to Paxum for cashing out earnings from platforms like ManyVids ($50 minimum) via prepaid card; 250,000 users in 130 countries.

NETbilling

4.04.0 out of 5 stars
Since 1998

PCI-compliant payment gateway and high-risk merchant account provider, founded in 1998 in Valencia, California.

Solution

Secures merchant accounts for adult businesses through dozens of banks, with ACH, 24/7 call center and Fraud Defense, which claims to stop 970,000 fraud attempts a year.

NOWPayments

4.04.0 out of 5 stars

Crypto payment gateway founded in 2019 by the ChangeNOW team, with a dedicated solution for the adult industry.

Solution

Lets adult sites accept 350+ cryptocurrencies with no KYB or chargebacks, settle in fiat and send bulk payouts to creators in crypto or fiat; average payment time of 5 minutes.

RocketGate

4.04.0 out of 5 stars

Payment performance platform with approval optimization, real-time risk and routing across 200+ acquirers.

Solution

Raises approval rates for adult, dating and AI sites with ML, Network Tokens, cascading and failover, and curbs chargebacks by integrating RDR, CDRN and Ethoca.

Verotel

4.04.0 out of 5 stars
Since 1998

European IPSP for high-risk webmasters, based in Amsterdam with Electronic Money Institution status, active since 1998.

Solution

50,000+ webmasters get paid through regulated escrow funds, the FlexPay API and an in-house affiliate network; public rates of 13% to 15.5%, a 10% rolling reserve and a surcharge if chargebacks exceed 1%.

BTCPay Server

3.53.5 out of 5 stars
Open source

Crypto payment processor for accepting BTC, ETH and USDT, available as an integration in Scrile Connect.

Solution

Lets adult creator sites built on Scrile Connect accept crypto payments without relying on card processors that ban the sector.

Chargebacks911

3.53.5 out of 5 stars
Since 2011

Chargeback prevention, dispute and recovery company founded in 2011, with offices in Florida and the UK.

Solution

Manages the full chargeback lifecycle with guaranteed ROI and 350+ employees; general-purpose, but one of the outside specialists used in the adult industry.

CoinPayments

3.53.5 out of 5 stars
Since 2013

Crypto payment gateway active since 2013, with 40+ cryptocurrencies, 250,000 partners and over $50B processed.

Solution

Adds crypto payments in 180+ countries and is supported in adult products like Scrile's, though its website states no explicit adult content policy.

Corepay

3.53.5 out of 5 stars

Compliance-focused full-stack PSP, an ISO/MSP of North American Banking Company, with offices in Florida and London.

Solution

Opens accounts for adult businesses with approval in 24–72 hours and no setup fees, and includes orchestration, subscriptions, payouts, representment and pre-dispute alerts; 135+ currencies.

Yoursafe

3.53.5 out of 5 stars

Electronic money institution supervised by De Nederlandsche Bank (formerly Bitsafe) with its own IBAN and Visa debit card.

Solution

Verotel's payout rail: merchants receive free daily payments into their Business account and can pay performers through Talent Accounts; its website does not mention the adult sector.

Zyrox

3.53.5 out of 5 stars

Non-custodial crypto gateway for recurring subscriptions and one-time payments in USDT, USDC, BTC and TRX.

Solution

Explicitly accepts adult and high-risk businesses: funds go straight to the merchant's wallet with no chargebacks, plus a Stripe-compatible API and Scrile Stream integration.

Chargeback Gurus

3.03.0 out of 5 stars

General-purpose chargeback management provider that publishes guides on Ethoca and Verifi alerts.

Solution

Helps merchants understand and sign up for Ethoca and Verifi alerts to avoid chargebacks; no specific focus on the adult sector is stated.

CommerceGate

3.03.0 out of 5 stars

PSP licensed by the Bank of Spain, audited by KPMG and PCI DSS L1 certified, now focused on Brazil and Latin America.

Solution

Provides gateway, billing and acquiring with local methods like PIX in Mexico, Colombia, Chile or Peru; its website no longer explicitly mentions the adult sector, so confirm directly.

Durango Merchant Services

3.03.0 out of 5 stars

High-risk merchant account provider that advertises accounts for adult merchants.

Solution

General-purpose alternative for getting card processing for adult businesses; little public detail on rates and requirements.

Ecommpay

3.03.0 out of 5 stars

Payments provider with a dedicated services page for the adult industry.

Solution

General-purpose option for adult businesses to process online payments; its specific offering for the sector is not publicly detailed.

Ikajo

3.03.0 out of 5 stars

High-risk payment processing provider that advertises accounts for adult businesses.

Solution

General-purpose alternative for getting card processing for adult merchants; little public information on terms.

Inovio

3.03.0 out of 5 stars

Global card-not-present payments platform founded in 2016 in Woodland Hills, California, with an API gateway and hosted checkout.

Solution

Processes recurring and Web3 payments for high-risk industries; requires an existing merchant account and does not explicitly mention the adult sector.

Instabill

3.03.0 out of 5 stars
Since 2001

High-risk merchant account provider founded in 2001, based in New Hampshire with an address in Malta.

Solution

Places adult businesses on offshore or domestic accounts, with virtual check, chargeback prevention and a gift card widget with ACH or crypto payout; its rates tend to be high.

OrbitalPay

3.03.0 out of 5 stars

Merchant services provider nominated for best payment company (Merchant Services) at the 2025 and 2026 XMAs.

Solution

Industry-recognized alternative for obtaining high-risk merchant services; little public information is available on its offering and rates.

PayAdmit

3.03.0 out of 5 stars

High-risk payments provider that advertises services for adult businesses.

Solution

General-purpose option for processing payments for adult merchants; little public information on its offering and rates.

PayCompass

3.03.0 out of 5 stars

High-risk payment processing provider that advertises accounts for adult businesses.

Solution

General-purpose option for adult merchants to access card processing; little public information on its offering.

PayID19

3.03.0 out of 5 stars

Crypto payment gateway for BTC, ETH and USDT, available as an integration in Scrile Connect.

Solution

Alternative for adult platforms built on Scrile Connect to accept cryptocurrencies; little public information on its offering.

PaymentCloud

3.03.0 out of 5 stars

High-risk merchant services provider that advertises merchant accounts for adult businesses.

Solution

General-purpose option for adult businesses to get a card account when traditional banks turn them down; little public detail on terms.

Payze

3.03.0 out of 5 stars

Merchant account, software and consulting provider founded in 2009 by former CCBill executives, based in New Jersey.

Solution

Helps membership sites with free trials and rebills secure hard-to-place accounts, with an e-commerce suite that syncs with NATS.

Plisio

3.03.0 out of 5 stars

Crypto payment gateway with a white-label option, positioned for adult merchants.

Solution

Offers adult businesses crypto payments with anonymity and accounts that avoid bank shutdowns, with per-transaction pricing built in and no hidden fees.

Trust Payments

3.03.0 out of 5 stars

Payment processing provider that advertises merchant accounts for adult businesses.

Solution

General-purpose alternative for adult businesses to accept cards; little public detail on its terms for the sector.

Zen Payments

3.03.0 out of 5 stars

High-risk merchant account provider that advertises accounts for adult businesses.

Solution

Alternative for obtaining card processing on adult sites, though a 2026 guide notes its underwriting is slower than other processors.

Paysite Cash

2.52.5 out of 5 stars

Payment processor for adult entertainment and digital subscriptions, operated by NordPay Financial Ltd (FCA) from London.

Solution

Processes Visa, Mastercard, CB, Amex and JCB with sliding-scale rates; the site is still up but its latest news dates from 2013-2014, so it appears poorly maintained.

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